Real estate appraisal services for homeowners in the city of Fairport and Monroe County

The top reasons NY homeowners call on Acosta Valuation Solutions, Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce their mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a NY divorce, when real estate needs to be divided
  7. Settle an estate in NY by determining the true market value of real estate in question

Own a house in or near Fairport, NY and need help deciding the value of it?
Contact Acosta Valuation Solutions, Inc..

We at Acosta Valuation Solutions, Inc. understand the particular needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Acosta Valuation Solutions, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. Acosta Valuation Solutions, Inc. is experienced in helping people just like you dismiss unwanted PMI insurance.

Challenging a property tax assessment

Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Acosta Valuation Solutions, Inc. is your best weapon.

HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Acosta Valuation Solutions, Inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for accuracy? An appraiser from Acosta Valuation Solutions, Inc. can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.